We provide the following
services:
Insurance and risk management:
- We provide owners and drivers of Western Australian registered
motor vehicles with unlimited protection in the event that their
negligent driving causes injury to other persons ( subject to complying
with Policy Warranties
& Conditions).
- We manage and settle the personal and fatal injury claims of
those injured or fatally injured by a motorist third party driving a Western
Australian registered vehicle.
- We manage and administer the insurance and risk management arrangements
of Western Australian State Government public authorities who are
members of the RiskCover Fund.
- We manage and administer the insurance and risk management arrangements
of eligible Western Australian based community organisations.
- We provide workers' compensation insurance to the mining industry
in Western Australia for the industrial diseases of pneumoconiosis,
lung cancer and mesothelioma.
- We manage the claims of those who contract the industrial diseases
of pneumoconiosis, lung cancer and mesothelioma.
Advice to government:
- We provide advice to the State Government on matters relating
to insurance and risk management.
Community education and research:
- We provide funding for road safety initiatives endorsed by the
Western Australian Road Safety Council and funding for research
into mesothelioma.
Investments:
- We invest and manage monies and property under our control.
Our Functions
Our main
statutory functions, as defined by the
Insurance Commission
of Western Australia Act 1986, are:
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(a)
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to issue, or cause to be issued, and undertake liability under
policies of insurance as required by the
Motor Vehicle (Third Party Insurance) Act 1943;
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(b)
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to issue and undertake liability under policies of insurance
as required by
- section 154 (6); or
- section 163
of the Workers' Compensation and Injury Management Act 1981;
of the
Workers' Compensation and Injury Management Act 1981,
(i.e. pneumoconiosis, lung cancer and mesothelioma);
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(c)
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to manage and administer insurance and risk management arrangements
on behalf of public authorities;
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(ca)
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to manage and administer insurance and risk management arrangements
on behalf of eligible community organisations;
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(d)
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to provide services, facilities and advice to those public authorities
in respect of the management of claims against them or against funds
maintained or administered by them under any written law;
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(e)
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to initiate, or participate in, and promote programmes and schemes
for:
- research into the treatment of industrial diseases and personal
injury; and
- research into, education for, and promotion of public awareness
relating to the prevention of industrial diseases, personal
injury and accidental death,
being programmes and schemes relevant to risks in respect of which
the Insurance Commission is to provide insurance under paragraph
(a) or (b) or manage and administer arrangements under paragraph
(c) or (ca);
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(f)
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To provide advice to the Government on matters relating to insurance
and risk management; and
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(g)
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to invest and manage moneys and other property under its control.
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(h)
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to do such other acts and things or engage in such other activities
as it is authorised or required to do or engage in under any written
law.
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