MOTOR VEHICLE PERSONAL INJURY

CTP Policy of Insurance

The Insurance Commission of Western Australia subject to the warranties and conditions contained in this Policy and to the provisions of the Motor Vehicle (Third Party Insurance) Act 1943, in this Policy referred to as "The Act", agrees to insure the owner of the motor vehicle described in the Traffic Licence issued herewith and any other person who drives that motor vehicle, whether with or without the consent of the owner, in respect of all liability for negligence which may be incurred by the owner or other person in respect of the death of or bodily injury to any person directly caused by, or by the driving of, that motor vehicle in any part of the Commonwealth during the period from the date of the issue of this Policy to the date of expiry of the said Traffic Licence.

Warranties

The owner warrants that the vehicle will not be -

  • used for any other purpose than that stated by the owner in his/her application for this policy;
  • driven in an unsafe or damaged condition;
  • driven by or in charge of himself/herself or any other person who is unlicensed to drive or who is under the influence of intoxicating liquor.

It shall be a defence to any action in respect of the warranty contained in subclause (c) if the owner proves that the vehicle was so driven or in charge of such other person without his knowledge or consent.

Conditions

  • The owner and any other person claiming indemnity under this Policy shall comply withthe provisions of Sections 10 and 11 of the Act.
  • Sections 7 (5) and 15 of the Act are deemed to be incorporated in this insurance.
  • The Insurance Commission is entitled to all rights remedies and benefits which may accrue to it by virtue of the Act.
  • This contract of insurance is subject to the provisions of the Act.

Notes

  • This policy does not extend to liability for third party property damage. You are advised to consult your normal insurance company for details.
  • Off road vehicles: vehicles registered for off-road use are to comply with and be used in accordance with provisions of the control of vehicles (off-road areas) Act 1978.
  • Third Party Insurance policy does not apply to vehicles registered for off-road use.
  • Third Party Insurance cover extends only to 15 days after the expiry of the licence provided renewal is effected within 15 days of the expiry.