The Insurance Commission provides industrial diseases insurance for employers engaged in mining in Western Australia.
Industrial diseases insurance is compulsory for employers engaged in mining activities in Western Australia under section 163 of the Workers' Compensation and Injury Management Act 1981.
Liability is limited to workers’ compensation payments for the respiratory diseases of pneumoconiosis, lung cancer, mesothelioma, and diffuse pleural fibrosis, all of which may arise from exposure to harmful mineral dust through employment in mining activities.
The Insurance Commission through its RiskCover Division issues industrial diseases insurance policies to mining industry employers, and pays claims arising from these policies. The liabilities are underwritten by the Insurance Commission and claims are paid from the Compensation (Industrial Diseases) Fund.
The policy is issued to a legal entity. Subsidiary companies are individual legal entities and a separate policy must be issued for each subsidiary company if they have employees who work on or visit mine sites.
When applying for a policy you will need to send an email to email@example.com and include the following information:
- Name of legal entity requiring cover.
- Australian Business Number.
- Postal and street address of the legal entity.
- WorkCover WA number.
WorkCover WA determines the premium for the policy which is issued for a three year period or part thereof for a total premium of $110 (including GST).
To make an industrial diseases claim you must have a respiratory disease from exposure to harmful mineral dust in the course of your employment in mining activities in Western Australia.
Please contact the Insurance Commission to make a claim.