What is covered?
RiskCover provides WA Government agencies with financial protection through self-insurance and reinsurance cover that is designed to meet the diverse needs of the public sector that includes hospitals, schools, universities, art galleries, museums, prisons and police.
The cover is designed to protect agencies against the risk of injuries to employees, damage to property and legal liability arising from the wide range of activities and services delivered to the community. Product Disclosure Statements and fact sheets provide further details of the protection provided by each class of cover. There are general limitations that apply to all agencies and additional limitations that apply to non-inner budget sector agencies.
Cover, conditions, limitations and exclusions are shown in:
- the RiskCover Cover Document and Fund Guidelines;
- the agency's Certificate of Cover;
- variation of cover (where applicable); and
- special cover (where applicable).