Compulsory Third Party Scheme
Compulsory Third Party (CTP) insurance provides owners and drivers of Western Australian registered vehicles with cover for the cost of injuries they cause to others in a motor vehicle crash anywhere in Australia.
CTP insurance covers those injured in a crash for:
- treatment, care and support;
- claims management expenses;
- past and future economic loss; and
- pain and suffering where the injured person is not at fault.
The Motor Vehicle (Third Party Insurance) Act 1943 sets out the CTP scheme details.