RiskCover Fund

The RiskCover Fund

The RiskCover Fund (RiskCover) is the Western Australian Government’s self-insurance Fund that is managed by the Insurance Commission’s Government Insurance Division.
The Government of Western Australia adopted a self-insurance approach to manage most insurable risks of its agencies. RiskCover commenced operations in July 1997 and is underwritten by the Government of Western Australia.

What is covered

WA Government agencies covered by RiskCover are provided the following core covers for their insurable risk exposures:

• workers compensation
• property and business interruption
• liability
• motor vehicle
• cyber
• miscellaneous (personal accident and travel).

Agencies pay a premium for these covers that reflects agency risk exposures.

An agency’s cover terms and conditions can be found via the secure agency login.  
Please contact your Insurance Account Manager or the Client Relationship Management Team for access.

An brief overview of cover provided can be found in our Product Overviews.

Self Insurance Risk Declaration

Each agency covered by RiskCover completes an annual declaration named the Self Insurance Risk Declaration (SIRD).

The SIRD has a secure login site.
Please contact your Insurance Account Manager or the Client Relationship Management Team for access.

Reporting

Specific agency reports are accessible via the secure client login area.

If required, contact us to arrange access to the secure login client area or for further information about data reports.