Catastrophic Injuries Support Scheme

Man in wheelchair next to road.

The Catastrophic Injuries Support (CIS) scheme provides lifetime treatment, care and support for people catastrophically injured in motor vehicle crashes in Western Australia who are unable to establish fault of another driver.

Catastrophic injuries are spinal cord injuries, traumatic brain injuries, multiple amputations, severe burns and permanent traumatic blindness.

The CIS scheme was introduced on 1 July 2016 following extensive public consultation. A Green Paper was released for public comment which asked motorists whether motor injury insurance should be expanded. Over 2,300 responses were received during the consultation period. The results of the consultation are presented in a Consultation Report and individual submissions are available on request.

The community overwhelmingly supported expansion of motor injury insurance to ensure all people catastrophically injured in crashes receive lifetime treatment, care and support.

The Motor Vehicle (Catastrophic Injuries) Act 2016 and the Motor Vehicle (Catastrophic Injuries) Regulations 2016 set out the CIS scheme details.

CIS scheme client testimonial

Joan Buchanan is receiving comprehensive care and support under the CIS scheme. In 2018, she sustained a traumatic brain injury, incomplete spinal cord injury and multiple broken bones in an accident on the Kwinana Freeway.

Due to the severity of her injuries, she met the eligibility criteria for the CIS scheme, which she credits for allowing her to remain at home: “I believe that the Insurance Commission has helped me to gain my independence...much quicker than I would have done on my own”.

Watch Joan's remarkable story of recovery:

Other community advocates share their personal experiences and support for the CIS scheme.

Did you know? 

The cost of lifetime care and support for a person with catastrophic injuries can be immense. In 2018, the average estimated cost for lifetime care per person was $3.6 million but can exceed $16 million for those with greater care needs.