Motor Vehicle Claims

Frequently Asked Questions
What is covered?

We provide motor vehicle cover to WA Government agencies for loss or damage to registered vehicles belonging to, hired, leased or borrowed or in the care, custody or control of the agency for any cause or event (not otherwise excluded) happening anywhere in Australia.

What happens if I have an accident?

In the first instance contact your agency's Fleet Manager/Coordinator at Fleetcare on 1300 655 170.

Do I need to obtain an estimate for repairs?

Yes.

The agency should obtain a repair estimate from a licenced repairer.

Is there a preferred repairer?

No.  We do not have preferred repairers and are unable to make recommendations.

Can I undertake repairs straight away?

No.  You must lodge a Motor Vehicle Claim Form with us first and the vehicle will be assessed and authorised by one of our nominated vehicle assessors.

What if the crash involves a personal vehicle?

If an agency employee uses their personal motor vehicle for the purposes of official business with the consent of the agency, cover is provided for loss, damage or liability.  Managing the claim and repairs of the vehicle should be arranged in consultation with the agency’s fleet manager or with us.

What if the crash involves another vehicle?

If damage is caused to another person's vehicle (third party) they should lodge a claim with their insurer.  We will liaise directly with the third party's insurer regarding payment for the damage caused.

Should I admit liability if it was my fault?

No. The agency must not admit liability to a third party.  Liability will be assessed by us and advice will be provided directly to the third party.

How do I make a claim?
  1. Complete on online claim or a Motor Vehicle Claim Form.
  2. Attach a repair estimate from an authorised repairer.
  3. Attach any information or correspondence regarding any third party involved.
What happens when my claim is received?

We will confirm your agency has the appropriate cover and automatically appoint an Assessor (with the exception of glass claims). The damage will be assessed and repairs authorised within two days of receipt of the claim.

What if the vehicle is written off?

In the event that a vehicle is assessed as a total loss, we will pay the higher termination value of the vehicle as confirmed by the fleet manager.  If the agency does not have a fleet manager, we will pay based on the current market value of the vehicle.

Page Last Updated 21 Nov 2023